Becoming a Homeowner

 

About our Homeownership Program

Habitat for Humanity of Chester County works in partnership with volunteers, donors, and the entire Chester County community to build simple, decent, affordable homes for low-income families. Habitat homes are not free; homeowners pay a 0% interest mortgage and spend 200+ hours of “sweat equity” helping to build their neighborhood.

We are currently looking for partner families for single family homes in Coatesville. To qualify for our program, you must earn between $30,000 and $65,920 per year and live or work in Chester County, Pennsylvania. Applicants are then chosen based upon their need for affordable housing, ability to pay a 0% interest mortgage, and their willingness to partner with us.

In order to financially qualify, you must meet a minimum income requirement based upon  your family size so you can afford a 0% interest mortgage.

Family Size Minimum Annual Income
2 $35,000
3 $39,350
4 $43,700
5 $47,200
6 $50,700

 

How to Apply

Applications for homeownership typically go out once per year. In order to receive an application, you must attend our homeowner orientation. This session is less than an hour long and gives a summary of the program. At the end of the orientation, applications are released and prospective homeowners have about one month to send in their completed forms. Those that complete the required paperwork by the given deadline will have their applications sent on for further consideration.

The 2018 prospective homeowner orientation has already occurred. We anticipate the next orientation to take place in 2019. By filling out the homeowner interest form, your email will be entered onto our electronic mailing list to be notified of the next homeowner orientation. The homeowner interest form is not an applicationIf your email address changes, please submit another form.

Interest Form

West Chester twinQuestions? cambria

Bobette Meeter
Director of Family Services
Habitat for Humanity of Chester County
610-384-7993, x14

Equal-Housing-Opportunity

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Donate Today!

Give the Gift of Home, and your tax-deductible gift will help build more homes in partnership with families in need of affordable housing.

Volunteer

Swing a hammer with Habitat, volunteer in our ReStore, or join a committee – we’re always looking for more volunteers!